The Trump administration changed the healthcare landscape for immigrants to the USA in a proclamation issued on October 4th.
The White House proclamation, entitled Presidential Proclamation on the Suspension of Entry of Immigrants Who Will Financially Burden the United States Healthcare System, outlines guidelines for insurance coverage for immigrants to the USA, mandating insurance for new arrivals to the USA unless they meet certain visa guidelines.
If you are applying for an immigrant visa to the USA on or after November 3rd, 2019, you must demonstrate that you are or will be covered by an approved health insurance plan within 30 days of entry into the United States (or that you have the financial resources to pay for any foreseeable medical costs.) Inability to meet these requirements will result in the denial of the visa application.
With healthcare costs in the USA being the highest in the world, Visitor Health Insurance is a fast and easy way to meet these new guidelines while protecting your trip, your health, and your wallet!
WHO NEEDS INSURANCE
This requirement will apply to all immigrant visa applicants and those seeking to enter the USA on an immigrant visa on or after November 3rd, 2019.
Some of the groups that exempt from the proclamation are:
• Individuals who are holding (or who held) a valid immigrant visa as of November 3rd, 2019.• Applicants who are children, (adopted, biological, or step-children) of a U.S. citizen applying in the IR-2, CR-2, IR-3, IR-4, IH-3, or IH-4 visa classifications, as well as applicants for IR-5 visas.• Returning Resident SB-1 applicants.• Applicants for K fiancé(e) visas and other aliens entering the United States without an immigrant visa, including lawful permanent residents, refugees, and asylees.• Any individuals under the age of 18, except for anyone seeking to accompany a parent who is also immigrating to the United States and subject to this proclamation.
There are also exceptions in place for those already with valid visas as well as for children of US citizens. The administration can also make additional exceptions on a case-by-case basis.
The proclamation does also not apply to those:
• Entering the country on tourist visas.• Traveling to the USA on business, for school, or those claiming refugee status.
The full proclamation is available to read on the White House’s website HERE.
WHAT INSURANCE PLAN SHOULD I BUY
Approved insurance plans could fall a number of categories, including:
“A Visitor Health Insurance plan that provides adequate coverage for medical care for a minimum of 364 days — or until the beginning of planned, extended travel outside the United States.”
The US State Department stipulates that during the visa interview, applications “should be able to demonstrate to the satisfaction of the consular officer that they have the financial resources to pay for reasonably foreseeable medical costs or will have approved health insurance […] within 30 days of entry into the United States.”
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